Three Ways You Can Lower Your Auto Insurance Without Spending A Cent

If you wish to lower your auto insurance rate, there are a number of options at your disposal. Many of these ideas, however, have an initial cost, even if they do save you money in the end. Putting an anti-theft system in your vehicle, taking public transportation to work and attending a defensive driving program are all worthwhile ventures, but require an investment before you experience any savings. If you're eager to lower your auto insurance but want to do so without spending money, there are many ways you can go about accomplishing this goal.

Two Reasons Why You Need More Than The Minimum Automobile Liability Coverage

One of the most important components of being a responsible motorist is having liability coverage on your car.  Liability coverage pays for any damages that you may cause to another party if you happen to be involved in an accident.  Most states do have a minimum amount of liability coverage that you must carry on your car, but simply obtaining a policy with these limits may not be a good idea.

Homeowners And Tree Damage – Are You Covered?

Trees can cause a lot of damage when they fall. If a tree has hit your home you probably want to know if your homeowners insurance will cover the cost of repairs. Will homeowners insurance cover house damage caused by trees? Standard homeowners insurance policies will cover the cost of repairs when a tree falls and damages your home. You will have to pay your deductible, and filing the claim could cause your premiums to increase, so weigh the cost of the repairs against how much it would cost you to make the repairs without filing a claim.

Tips for Getting Cheaper Auto Insurance as a Teen

When you first start driving when you are sixteen, you might have a hard time paying for the auto insurance by yourself. Depending on your family's rules about using the vehicle, you might have to wait to drive until you are able to pay for the auto insurance without any assistance. This is going to require you to get your rates down to a manageable level. Here are some tips for doing this.

Why You Should Encourage Your Tenant To Get Renter's Insurance

There are many landlords who choose to not require that their tenants obtain renter's insurance. You can choose to make this a provision in the lease, but even if you do not choose to do so, you should at least recommend that your tenants obtain renter's insurance. The owner's policy protects the building structure. However, it does not protect the contents of the home. Also, after a disaster, your tenant may not have anywhere to live unless he or she has renter's insurance.